3 Step To Take If Your Bay Area Loan Is Denied

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Have you been declined for a mortgage in the San Francisco Bay Area? While you might feel that buying a home is out of reach, getting a second opinion could tell you otherwise. There are ways to turn a rejection into an approval, but you need to understand the process and the right questions to […]

Preparing Bay Area Homes for Fall & Winter

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San Francisco, though not a city that is often associated with snowfalls and frigidly cold temperatures, is known for its colder/rainy months, usually beginning in December. At this of year, you can see 70 degrees or you can see 40 degrees. You will see sun/fog/rain/wind and more. While it may not be necessary to perform […]

The Importance of Trust in a Business Relationship

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”Trust each other again and again. When the trust level gets high enough, people transcend apparent limits, discovering new and awesome abilities for which they were previously unaware.” –David Armistead    I recently read Gino Blefari’s article, “Developing Trustworthiness” where he shared Mark Divine’s “12 simple steps for developing trustworthiness.”    As a former Navy […]

Jumbo Loan Approval for Bay Area Buyers

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When discussing mortgage loans it is often not about “rate”.  It’s about “what do you qualify for; what do you want; and how to get there”.  The necessity of providing a full description of your financial history helps in getting you into the home you want to buy. Jumbo money is different from lender to […]