3 Step To Take If Your Bay Area Loan Is Denied


Have you been declined for a mortgage in the San Francisco Bay Area? While you might feel that buying a home is out of reach, getting a second opinion could tell you otherwise. There are ways to turn a rejection into an approval, but you need to understand the process and the right questions to […]

Preparing Bay Area Homes for Fall & Winter


San Francisco, though not a city that is often associated with snowfalls and frigidly cold temperatures, is known for its colder/rainy months, usually beginning in December. At this of year, you can see 70 degrees or you can see 40 degrees. You will see sun/fog/rain/wind and more. While it may not be necessary to perform […]

The Importance of Trust in a Business Relationship


”Trust each other again and again. When the trust level gets high enough, people transcend apparent limits, discovering new and awesome abilities for which they were previously unaware.” –David Armistead    I recently read Gino Blefari’s article, “Developing Trustworthiness” where he shared Mark Divine’s “12 simple steps for developing trustworthiness.”    As a former Navy […]

Jumbo Loan Approval for Bay Area Buyers


When discussing mortgage loans it is often not about “rate”.  It’s about “what do you qualify for; what do you want; and how to get there”.  The necessity of providing a full description of your financial history helps in getting you into the home you want to buy. Jumbo money is different from lender to […]