Category Archives for "Inspiration"

Finding The Right Home For Your Family: 3 Important Factors To Consider

Whether you are moving to a new house with children or you are buying your first San Francisco home with the intention of raising future little ones there, many factors will come into play when making your decision.

You will want to find a house with the right size and layout, that has a suitable number of bedrooms and bathrooms, is in an excellent neighborhood and has all of the local amenities your family will need.

Here are three important factors to consider during your new home search.

Finding The Right Home For Your Family


Take a look at the area where the property is located.

Is it close to a school that your kids can attend when they are old enough?

Is there a playground where they can play with their friends?

Are you near any convenient shopping areas or stores for picking up groceries?

Location is one of the most important factors to consider when choosing a place to raise your family.


Take a look at the demographics of the neighborhood.  You may want to spend some time walking the neighborhood and learning about the surrounding area.

Taking evening walks in the neighborhood might allow you the opportunity to meet other people who are living there and learn what they think is important about the area.

If it has mostly young families around the same age as you, your children will likely have plenty of neighbors to play with as they grow up.


You may think that spending as much as you can possibly afford on an expensive home is the best thing for your kids, but you might be wrong.

In fact, you could end up stressed out from working too hard to make your mortgage payments and feel like you never get enough time to spend with your family.

Another option would be to buy a more modest house that you can reasonably afford and have more time with your children.

Choosing the right place to live is difficult. It might take a while to find the right house, but when you do, it will be worth it.

When you do, you will have a wonderful place to fill with love and memories, where your children can grow up in peace and happiness.

If you’ve been seriously contemplating purchasing your first home, or possibly your next home, the best thing you can do is contact a licensed real estate professional to determine what is available in the market that would fit your needs.

Karen Cimera is a Mortgage Banker, NMLS# 181709 in the San Francisco Bay Area.

Karen gives you the personal attention you deserve whether buying a new home, refinancing a mortgage or needing a line of credit. Contact her today!

Loan Star Home Lending NMLS# 1094582 – CA# 603K799


Change and How to Help Others Move Toward It

Change is often good for all, yet people tend to avoid it, and stick to “what they know”.  Today, we need to look “outside the box” and try to concentrate on going from change avoidance to change acceptance.

A great example is found in the classic book, “Who Moved My Cheese?” Author Dr. Spencer Johnson tells a simple but powerful story about four characters in a “maze” who are obsessed with finding “cheese.” Two of the characters are mice named Sniff and Scurry and two are “little people,” Hem and Haw, who are as small as mice but have a very different approach to finding cheese. The “cheese” is a metaphor for anything we want or desire in life. It could be a great job, a terrific company with flowing profits, or the relationship of your dreams. The “maze,” says Johnson, is “where you look for what you want—the organization you work in or the family or community you live in.”

Change is the only constant in business and in life, yet all four characters in the book see it very differently. The mice expect it, revel in it and actually figure out how to have fun looking for new cheese as the old cheese disappears. However, Hem and Haw seem constantly frustrated, resentful and angry. But the “cheese” they were convinced they earned and owned is no longer where they expected it to be. Johnson explains, “It would all be so easy if you had a map to the maze. If the same old routines worked. If they just stopped moving ‘the cheese,’ but things keep changing.”

The simple story of “Who Moved My Cheese?” reveals profound truths about change that give people and organizations a quick and easy way to succeed when change happens. Change can be a blessing or a curse, depending on your perspective.

In the story, the characters are faced with unexpected change. Eventually, one of them deals with change successfully, and writes what he has learned from his experience on the maze walls. When you come to see “The Handwriting on the Wall” you can discover for yourself how to deal with change and enjoy more success and less stress in your work and in your life.

Resistance to change is a dead-end street. “Who Moved My Cheese?”provides a simple, powerful message to the person confronted with unwelcome change.

Realize that change happens and circumstances, which may have favored you in the past, will change in the future. Accept that you can’t control change and are not entitled to things remaining the same.

While there’s no single way to deal with change, the consequence of pretending change won’t happen is always the same: The cheese runs out.

“Who Moved My Cheese?” is a rare book that can be read and understood quickly by everyone who wants to succeed in changing times.

Patience Is the Most Used Virtue of Great Leaders

There are 7 billion people on the planet now – each different and unique in his or her own way. We engage in relationships – marriage, work, church, etc. – with people who are vastly different than we are and we often struggle to get along. One of the greatest challenges of leadership is learning to be patient with people. The payoff is huge, but it’s certainly not easy.

In his book, “Winning With People,” John Maxwell mentions five people principles, one of which is the “Patience Principle.” He explains that, “Our journey with others is slower than the journey alone.” This is so true, isn’t it?

Part of a leader’s job is to develop the people around them. With this in mind, it’s easy to see that the person you may be having a hard time with was placed in your path for a reason.

It’s not always the “other” person who presents the challenge, though. Sometimes we are the ones who aren’t easy to get along with. This is a humbling thought, but we certainly aren’t perfect in our relational skills either. This is why it’s essential for us to be even more patient with others.

How do you find that extra bit of patience?

It’s one thing to know you need to be more patient. It’s another to know how to practice it. Here are my thoughts on this:

  • See the gifts in people. Nobody is useless. Some people make themselves virtually so by their own destructive choices and when this happens in an organization, sometimes they have to go, but by virtue of creation, nobody is useless. Everyone has something to contribute.
  • See yourself in people. Try to find those characteristics of developing leaders that you once saw in yourself.
  • See the potential in people. Realize that your patience with someone today may give them a better chance at greatness, thereby extending your influence even further. Everybody has potential – some may not see it fulfilled – but everybody has it.
  • Make it a conscious decision. Patience with people doesn’t happen by accident. It’s purposeful and intentional. You know you’re going to encounter someone a little difficult today. Determine that you’ll have a predisposition toward graciousness.

Managing relationships is the tough side of leadership. Almost anybody can manage numbers and tasks. People make up every kind of institution and organization. Without people skills, we’re going nowhere, so make this your first and primary leadership discipline. Decide to be patient with people.

Without patience, we may not push through to the long-term results we desire. If we give up on people, we miss out on opportunities to help them grow. Not only that, we also short-circuit our own growth. In the real estate business, we may work with people who need extra attention and care. Dealing patiently with them is the best way to help them through those tough moments. It is impossible to control all the circumstances that can ruin our goal; in that case too, the only thing to do is to apply generous doses of patience.

Patience is a needed chapter in the book of leadership virtues. At Intero, we encourage everyone to develop patience and to recognize that patience can be developed in even the most impatient people. By gaining and maintaining a big picture perspective of your job and organization and by persisting with passion, you too can practice and perfect your patience. Seeing your patience succeed in the long run will be the best reward for your efforts.

Contributed by Gino Blefari, President/CEO Intero Real Estate Services.

Success Requires No Explanation

success requires no explanation

The surest way to achieve acceptance in any organization or in any line of work is to be successful. Unfortunately, life doesn’t work that way.

No matter how carefully you study a subject, no matter how rationally you make decisions, no matter how well prepared you are, you will occasionally make mistakes. Human beings always do. The important thing is to realize that temporary setbacks are not permanent failures.

Successful people recognize that we all experience temporary setbacks that require us to reevaluate our performance and take corrective action to achieve success. They know that adversity is never permanent.
Napoleon Hill